Digital Transformation in Banking Information Systems and Transaction Decisions at Islamic Banks: Cases in Indonesia
DOI:
https://doi.org/10.51289/peta.v8i2.714Keywords:
Islamic Bank, Banking Information System; Digital Transformation; Islamic Banking; Transaction DecisionAbstract
This study aims to examine the role of digital transformation in banking information systems on transaction decisions in Islamic banks. This research was conducted in Indonesia with a quantitative method with a survey. Respondents' perceptions that can be analyzed are 391 respondents and tested using simple linear regression. The findings contribute to empirical evidence that digital transformation in banking information systems has a positive effect on transaction decisions in Islamic banks. These findings have implications for digitization in banking, directly or indirectly, having a positive impact on increasing customers using Islamic banks, which in turn can increase the market share of Islamic banks in Indonesia.
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